URDC and the Urban Affairs Coalition (UAC) have joined together to offer low interest home repair loans to low-income or senior homeowners as part of the City of Philadelphia’s Mini-PHIL program (made possible by Philadelphia’s Division of Housing and Community Development). Mini-PHIL can loan up to $15,000 towards basic home repairs for clients of URDC’s Owner Occupied Home Repair Program.
After talking to URDC staff, homeowners schedule a free one-time counseling session with a housing counselor in northwest Philadelphia. Once qualified, they work with Mini-PHIL’s partner bank for loan processing. URDC will identify reputable contractors to perform the work and ensure successful completion of the repair.
URDC is very excited to work with its newest partner to assist low-income and senior homeowners in northwest Philadelphia. Together we will Build a Better Germantown…One House at a Time.