URDC was established in 1995 by three churches in the Germantown section of Philadelphia with the purpose of addressing housing blight in stable neighborhoods. URDC purchased and renovated abandoned or dilapidated houses and sold them to first time home buyers. By 2006, 27 homes had been purchased, renovated, and sold.
In 2006, URDC recognized that many owner-occupied homes in the community were also in disrepair and affecting neighborhood stabilization. It launched its Owner-Occupied Home Repair Program to help low-income and senior homeowners obtain funding for the needed repairs on their homes.
In 2021, in an effort for its repairs to have a greater impact on the community, URDC initiated its Home Strong program with three other faith based non-profit organizations. Home Strong addresses the issue of intergenerational wealth transfer in northwest Philadelphia communities of color by providing resources, seminars, and free repairs to senior homeowner in order for them to better preserve their homes and successfully transfer their home asset to their families.